Business Overdraft is the opportunity to use more financial resources than you have on your current/card account! During overdraft period you will be able to cover the overdraft and apply again several times
Note: Business overdraft is not available for borrowers who use asymmetrical, grace period and zero grace period loans.
Business overdraft amount can be
- Received from ATM-s or at FINCA Bank cash desks;
- Used to make payments/disbursement operations through POS terminals;
- Business overdraft for new borrower is approved in the process of loan approval;
- If you already are FINCA Bank borrower, the overdraft can be approved during loan period, or in case of new/additional loan;
- No collateral is required for Business Overdraft
- In case of USD loans: GEL, USD
- In case of GEL loans: GEL
- Minimum: 100 GEL/USD;
- Maximum: 6000 GEL, 3000 USD
- One month in addition to the maturity of the last disbursed loan.
- Approval Fee – 0%;
- In case of cash-out at FINCA Bank cash desk you will be charged as per bank’s tariffs;
- In case of cash-out from your debit card, the card service fees will be applied.
*Loans up to 100 000 GEL for physical persons are available only in national currency