Legal Notice2018-09-20T11:33:38+00:00
FINCA Bank Georgia operates this website for the purposes of informing the public about our work and garnering financial and other support. The copyright in this website as a whole and in the text contained in this website are owned by FINCA Bank Georgia and. None of the text, copy, or graphics in this website may be reproduced in whole or in part (except for information clearly taken from the public domain) without the express prior written permission of FINCA Bank.

FINCA Bank values your support and is committed to protecting your privacy. This statement addresses concerns visitors to our site may have about the information they provide to us, and how we treat that information.

FINCA Bank uses its best efforts to respect the privacy of our online visitors. We do not require visitors to our site to register or provide information to view our site. We do not collect personally identifiable information from visitors to our website unless they provide it to us voluntarily and knowingly. FINCA Bank assures you that we keep confidential the identity of anyone who contacts us through this website. If you have any questions about our privacy policy, please contact us at:

JSC FINCA Bank Georgia

71 Vazha Pshavela avenue, III Floor, office N12, 0186, Tbilisi, Georgia
Tel: (+99532) 2207410/11/12; Fax: (+995 32) 2207413;

Call centre: (+995 32) 2244949; *4949

Email: Fincageo@finca.ge

You may also email us if you:

  • Have questions about general information
  • Have comments and feedback
  • Would like to receive electronic mail only
  • Would like to receive paper mail only
  • Would like to be removed from electronic and print communications lists

Information Collection

As noted above, FINCA Bank does not require visitors to register (with the exceptions that is specific to the site which may require registration or allow users to submit their own messages, photos, and other user-generated content (“User Submissions”), which will be processed for purposes of service provision or consideration of the submitted application) or otherwise provide personally identifiable information in order to visit our website. We do not collect personally identifiable information from individuals unless they provide it to us on a voluntary basis. We do compile some non-identifying basic information from visitors to the site for internal review purposes. This includes total number of visitors, pages viewed, and other non-identifying information. We use this aggregate information to improve our website and to make your experience on our site as satisfying as possible.

FINCA Bank does request personally identifiable information from site visitors who wish to contribute to FINCA or subscribe to our e-mail newsletter. FINCA may share this information with our service providers, solely for the purpose of performing tasks on FINCA’s behalf such as processing credit card payments, maintaining our website, or contacting donors. Our service providers are not permitted to use your information for their own purposes or to share your information with others. FINCA Bank does not sell this information to any commercial concerns. We do not sell e-mail contact information to anyone or share it with anyone.

Communication by Telephone or Mail

If you choose to provide us with your telephone number or mailing address, you may from time to time receive updates on FINCA Bank’s activities, including a quarterly newsletter, annual report, or other items. Please contact us if you do not wish to receive such contacts by phone or mail by writing fincageo@finca.ge, calling us at the number above, or writing us at the address above. You have also right to obtain information on the data processed regarding you, request rectification, update, addition, blocking, erasure and destruction.

Careers

FINCA Bank requests contact information (such as name, email, and address), as well as personal information such as a resume and cover letter, from visitors on our career page. This information is used by us for personnel purposes only and is not shared with outside organizations.

Profile

We store information that we collect through cookies and log files to track the viewing preferences of our visitors, but we do not collect personal information through these means or share the information collected with third parties.

Cookies

A “cookie” is a small piece of data stored on your computer’s hard drive when you visit our website. FINCA Bank uses cookies to analyze our website’s overall traffic patterns and improve our visitors’ online experience. We do not use cookies to store or collect any personal information. Many browsers provide an option to block or remove cookies. You can visit our site successfully while blocking cookies, but leaving cookies enabled in your browser will help us to improve our site’s usability and effectiveness.

Log Files

Like most standard website servers, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track visitor’s movement in the aggregate, and gather broad demographic information for aggregate use. We use this information, which does not identify individual users, to analyze trends, to administer the website, to track users’ movements around the Web site and to gather demographic information about our user community. Unless we separately notify you, we do not link this automatically collected data to your personal information or use it for other purposes.

Links

This website may contain links to other sites. Please be aware that FINCA Bank has no control over and is not responsible for the contents or privacy practices of other websites. We encourage our visitors to be aware when they leave our website and to read the privacy statements of websites that collect personally identifiable information. This privacy statement applies solely to information collected by this website.

Note to Parents

We are pleased when young people visit www.FINCA.ge to learn more about our organization and our mission. FINCA Bank does not knowingly solicit or retain personally identifiable information from children under the age of 18 and does not knowingly market to children under the age of 18, unless specified by legislation of Georgia.

Notification of changes

Any updates about this document will be posted on our website.

Welcome to FINCA.ge (the “Site”), which is operated by FINCA Bank Georgia (“FINCA Bank”). The following Terms of Use (“Terms”) govern your access to and use of the Site. Please read these Terms carefully, because this document is a legal agreement. By accessing and using the Site you agree to these Terms. If you do not agree, please do not access or use the Site.

  1. Registration and User Submissions

Some features of the Site may require registration or allow users to submit their own messages, photos, and other user-generated content (“User Submissions”). You agree to provide accurate and complete information about yourself as requested or directed on the Site and to promptly update this information to maintain its accuracy. You at all times remain fully responsible for your User Submissions, for maintaining the confidentiality of your username and password, and for all activities that occur under your password or account. You agree to immediately notify FINCA Bank if you become aware of any unauthorized use of your password or username or any other breach of security. FINCA Bank has the right, but not the obligation, to monitor, review, remove, reject, or revise at any time, without prior notice and in its sole discretion, User Submissions that violate the Terms, are otherwise objectionable, or for any other reason.

By submitting User Submissions to the Site, you grant FINCA, FINCA affiliates, and FINCA partners, a worldwide, perpetual, irrevocable, royalty-free, nonexclusive, sub-licensable license to use, reproduce, create derivate works of, distribute, publicly display, transfer, transmit, distribute, and publish the User Submissions in any form, medium, or technology now known or later developed. You agree you will not attempt to enforce any so-called “moral rights” in your User Submissions against us, our affiliates, or our partners.

  1. User Conduct
  • The Site is not intended for users under 18 years old. You may not provide or publicly post personal information on the Site if you are under 18. By using the Site, you agree not to:
  • Violate any applicable laws, including without limitation by infringing the copyrights, trademarks, or other proprietary rights of FINCA Bank or any third party;
  • Harass, threaten, defame, abuse, or embarrass FINCA Bank or any third party;
  • Impersonate FINCA Bank or any third party;
  • Attempt to get a password, other account information, or other private information from others, or harvest e-mail addresses or other information;
  • Post any commercial content, including advertising and promotional materials, unless explicitly authorized by FINCA Bank;
  • Engage in any conduct that inhibits or prevents FINCA Bank or any other person from using or enjoying the Site, including without limitation taking any action that attempts to probe, scan, or test the vulnerability of FINCA Bank’s systems or network, to breach FINCA Bank’s security or authentication measures, or to impose an unreasonable or unauthorized load or burden on the Site’s infrastructure; and
  • Engage in any other conduct that FINCA Bank determines, in its sole discretion, is offensive, vulgar, sexually explicit, obscene, offensive, or otherwise objectionable.
  1. Trademarks

According to native and international law about trademarks all rights in the product names, company names, trade names, logos, service marks, trade dress, slogans, and designs of FINCA Bank products or services, whether or not appearing in large print or with the trademark symbol, belong exclusively to FINCA Bank or to FINCA International or their respective owners and are protected from reproduction, imitation, dilution, or confusing or misleading uses under national and international trademark and copyright laws. Unless expressly permitted herein, the use or misuse of these trademarks is prohibited, and nothing stated or implied on the Site confers on you any license or right to any trademark of FINCA, its affiliates, FINCA Bank or any third party. Consistent with this Agreement and any other terms and conditions provided on the Site, you may use the link provided by FINCA Bank containing FINCA Bank’s trademarks (the “Link”) for the sole purpose of linking to FINCA.ge or to a team donation page from other websites, provided that your use of such Link may not create an impression that FINCA endorses, approves, sponsors or is affiliated with your products, goods, services, or your website and may not be linked from any website that includes content or advertising for pornography, partisan material, in addition unauthorized advertising of firearms, or any other content or advertising that may dilute or otherwise damage FINCA Bank’s goodwill or reputation.

  1. Copyright

The Site (including, but not limited to, text, images, photographs, graphics, user interface, screen shots, designs, and computer code, and the selection, coordination, and arrangement of such materials) is protected under the copyright laws of the United States and Georgia. All copyrights in the Site are owned by FINCA Bank or its third-party licensors to the full extent permitted under the United States Copyright Act, Georgian legislation and all international copyright laws. Except for content that you have posted on the Site, or unless expressly permitted in writing, you may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works, transmit, or in any way exploit any part of the Site.

If you believe in good faith that your copyrighted work has been reproduced on or linked from the Site without authorization in a way that constitutes copyright infringement, please provide our designated copyright agent with the following information:

  • Identification of the copyrighted work claimed to have been infringed;
  • Identification of the allegedly infringing material that is requested to be removed;
  • Your name, address and daytime telephone number, and an e-mail address if available, so that we may contact you if necessary;
  • A statement that you have a good-faith belief that the use of the copyrighted work is not authorized by the copyright owner, its agent, or the law;
  • A statement that the information in the notification is accurate, and under penalty of perjury, that the signatory is authorized to act on behalf of the owner of an exclusive copyright right that is allegedly infringed; and
  • An electronic or physical signature of the copyright owner or someone authorized on the owner’s behalf to assert infringement of copyright and to submit the statement.

Our copyright agent for notice of claims of infringement on the Site is:

Legal Department

Vazha Pshavela Ave. 71, third floor, office 12, 0186, Tbilisi, Georgia

Tel.: (+995) 322207410/11/12;

Fax: (+995) 322207413

Email: legalsupport@finca.ge

We will remove any content that infringes upon the copyright of any person under the laws of Georgia upon receipt of such statement and will terminate the privileges of users who repeatedly infringe on the copyright of others.

  1. Privacy Policy

Our Privacy Policy explains how we handle the personal information that we obtain about you through the Site. By accessing the Site, you indicate that you understand and agree to the information collection, use, and disclosure practices described in our Privacy Policy, which is incorporated in these Terms. If you have questions about our privacy practices, you can contact us at  fincageo@finca.ge.

  1. Third-Party Content and Links to Third-Party Websites

The Site may contain third-party content and links to other websites (“Linked Sites”). FINCA Bank does not endorse, sponsor, recommend, or otherwise accept responsibility for any Linked Sites. FINCA Bank also does not control the Linked Sites and is not responsible for the content or privacy practices of the Linked Sites.

  1. Disclaimer of Warranties; Limitation of Liability

THE SITE IS PROVIDED “AS IS” AND “WITH ALL FAULTS.” FINCA Bank MAKES NO REPRESENTATION OR WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING TO THE SITE, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT, ACCURACY, RELIABILITY, OR PERFORMANCE.

IN NO EVENT WILL FINCA Bank OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT, SPECIAL, OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS, USE, MISUSE, OR INABILITY TO USE THE SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE. IN THE EVENT THAT YOU HAVE A DISPUTE WITH ANOTHER USER RELATED TO, ARISING FROM, OR IN ANY WAY CONNECTED WITH USE OF THE SITE, YOU RELEASE US FROM ANY CLAIMS, DEMANDS, AND DAMAGES OF EVERY KIND AND NATURE ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH A DISPUTE. THESE LIMITATIONS APPLY WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.

Because some jurisdictions do not allow the exclusion or limitation of certain damages, our liability in such jurisdictions shall be limited to the extent permitted by law.

  1. Indemnity

You agree to indemnify and hold us harmless from any loss, liability, claim, or demand, including reasonable attorney’s fees, made or incurred by any third party due to or arising (directly or indirectly) out of your access to or use of the Site or arising from your breach of this Agreement.

  1. Termination

We reserve the right to remove or refuse to post or distribute User Submissions that we determine, in our sole discretion, violate these Terms of Use and to restrict, suspend, or terminate the participation of any user from the Site at any time, with or without prior notice, who we determine, in our sole discretion, has or is violating these Terms of Use.

We may terminate this agreement for any reason at any time. Otherwise applicable sections of this agreement shall survive such termination.

  1. Miscellaneous

We may make changes to these Terms or modify any features of the Site at any time, in our sole discretion. The most current version of the Terms can be viewed by clicking on the“Privacy Policy” and “Terms of Use” link on the home page of the Site. By continuing to access and use the Site, you indicate that you accept any changes to the Terms.

These Terms of Use contain the entire agreement between you and us regarding the use of the Site. If any provision of these Terms of Use is held invalid, the remainder of the Terms of Use shall continue in full force and effect.

  1. Contact Us

If you have any questions about these Terms of Use, please contact us at:

Legal Department

Vazha Pshavela Ave. 71, third floor, office 12, 0186, Tbilisi, Georgia

Tel.: (+995) 322207410/11/12;

Fax: (+995) 322207413

Email: legalsupport@finca.ge