FINCA Georgia is launched as an affiliate of FINCA International Inc., a network of microfinance institutions based in Washington, D.C. with affiliates operating on five continents. FINCA Georgia’s first loans were disbursed in Tbilisi in July 1998.

FINCA International launches FINCA Microfinance Holding Company LLC, a first-of-its-kind socially responsible investment partnership for microfinance. Since 2011 JSC FINCA Georgia has been a subsidiary company of FINCA Microfinance Cooperatief U.A., with shareholders such as FINCA International, USA, International Financial Corporation (IFC, World Bank Group)- USA, KfW Bankengruppe, the German development bank, FMO, the Netherlands development bank, responsAbility Global Microfinance Fund, an investment fund advised by the Zurich-based asset manager responsAbility Social Investments AG, and Triple Jump, a Netherlands-based microfinance investment manager.

In August 2013, FINCA Georgia receives a banking license. A new member of Georgia’s commercial banking sector, FINCA Bank Georgia is a well-capitalized institution with strong corporate governance and expertise in financial services management.

In February 2015, FINCA Bank Georgia starts to offer retail deposit products for the first time.

FINCA Bank Georgia issues bonds worth GEL 20 million with a 3-year tenor. FINCA Bank Georgia intends to place 200 obligations, each with the nominal value GEL 100 000 with an annual interest rate of 10, 1% paid semiannually. FINCA Bank Georgia plans to use proceeds from the issuance to finance local currency-lending to micro and small enterprises, enabling clients to protect themselves from currency risks.

FINCA Bank Georgia launches its Personal Banking Business line.

FINCA Bank Georgia becomes the first SMART certified financial institution in the country.

FINCA International announces the launch of FINCA Impact Finance, a network of 20 banks and microfinance institutions providing responsible financial services to enable low-income entrepreneurs and small business owners to invest in their futures. FINCA Impact Finance delivers a double bottom-line of profitability and positive social impact.